Kellen rubbed Clara's head and said, "It's okay, owing someone a life, just pay it back and that's it."

The person is no longer here, but her daughter is still here, so she owed her daughter a life-saving favor.

Susie nodded and said, "Next time I see her, I won't play Whack-a-Mole either."

Depending on the situation, return it if necessary.